A payment processor is a financial tool used by affiliate teams to issue virtual bank cards. These cards are needed to link to ad accounts and pay for campaigns.
In practice, all cards are issued by a provider-issuer, while the payment processor acts as an intermediary. The provider is connected to the banking system of its country, and that’s where the card’s BIN and Billing Address come from.
Why you need payment processors
Payment processors make an affiliate’s life easier:
- Handy apps to work with the banking system.
- Fast, unlimited card issuance.
- Shared budget — no need to top up each card manually.
- Team work — anyone can issue their own card.
- Limits and spending reports.
If you run traffic, it’s better to pick services designed specifically for affiliates.